Steven Pelayo — Mortgage Broker in Seattle, WA
Get pre-approved for your dream home
Steven shops 175+ wholesale lenders on your behalf to find the loan that fits — more options than any single bank.
Steven Pelayo
NMLS# 1676877
Mortgage Broker
Pelayo Group
Homeseed Lending Team
175+ Lenders
More options = better rates
Low-Cost Model
We pass the savings to you
Lightning-Fast Closes
Service with Speed
Broker Advantage
We work for you, not banks
Helping families achieve their home ownership dreams since August of 2016
Ready to Get Started?
Get pre-approved and shop with confidence
No obligation • Free consultation
How Can We Help You?
Expert guidance whether you're buying, refinancing, or exploring your options
Finance Your Dream Home
Get pre-approved in 24–48 hours with expert guidance from our team
Lower Your Payment
See if refinancing could lower your payment — savings depend on your rate, equity, and goals
Find Your Perfect Loan
175+ lenders means more options tailored to your unique situation
Not sure where to start?
Schedule a free consultation with one of our mortgage experts. We'll help you find the perfect path forward.
No obligation • Takes less than 2 minutes
Steven Pelayo
Mortgage Broker
Meet Steven: Your Trusted Mortgage Partner
Steven is a licensed mortgage professional (NMLS# 1676877) with 9+ years in the mortgage industry, bringing a personal, detail-focused approach to every transaction and clear communication from your first conversation to closing.
Working with Homeseed Lending Team gives Stevenaccess to 175+ wholesale lenders, helping you compare competitive options that a single bank can't match. Whether you're a first-time buyer, refinancing, or financing an investment property, Steven has the resources to guide you through every step.
Professional Credentials
My Promise to You
EVERYONE DESERVES A
PLACE TO CALL HOME
A Transparent, People-First
Approach to Home Financing
Homeownership is one of life's biggest milestones — but the process shouldn't feel overwhelming. Since 2016, the Homeseed Lending Team has been helping families achieve financial stability and belonging through a more transparent, human approach to lending.
We believe in building trust through education, not pressure. By combining personal connection with technology that simplifies each step, we help clients make confident decisions and build lasting wealth through homeownership.
Guiding Families with the Tools and Values That Matter
We help families build wealth through homeownership by combining access to over 175+ lenders with a values-driven approach that prioritizes people over profits, leverages technology to simplify the process, and leads with a genuine passion for making a difference.
See how we can help your family next
Get StartedReal Stories, Real Families
The Homeseed Lending Team has been trusted by thousands of families across the states we serve
Helping families achieve their home ownership dreams since August of 2016